Heere We Go (Again)

Welcome to the first blog post of July's NaBloPoMo. I would put a groovy little badge in my sidebar, but I can't seem to find one on the site. Oh, well. I have the worst time figuring out those things anyway.

So... what's been going on with me? Well, a lot. Like the fact that we *still* don't have a house yet.

Oh, we *found* a house. We even put a bid on one that got accepted. In fact, I even wrote about it. Back in March. Yes, March.

The house that I thought we had the best chance of getting is the one we got.

Sort of.

It took about a month to hear back from the bank (it was a short sale). I was cool with that. I'd heard short sales take a long time, so I wasn't worried. When we finally did hear back, it was good news. We got accepted. The bank/seller agreed to our terms so all we had to do was get the appraisal and inspections done and we'd be home free. Closing date: May 25.

But wait, you might be saying. May 25 is (was) a Sunday, isn't it? Why yes, yes it is (was). That should've clued me in right there. All our inspections were done, paperwork was in order, we were ready to pull the trigger. And, yet... May 25th came and went.

The problem? Bank number two. Yes, there were *two* banks we needed approval from. We, of course, knew about this back in April, but we were assured by our Realtor (who supposedly heard it from the seller's agent) that the second bank's approval was a mere formality, no reason not to get the ball rolling.

Now, here we are, a month *after* our closing date, and still no closer to buying the house, forget about moving in.

I am pretty slow to anger, but I get angrier and angrier thinking about this. I feel like our Realtor shafted us by encouraging us to start the process, and fork over cash, all the while knowing that bank number two could still queer the deal. Why?

Well, I'm reluctant to say "to hell with this" since we'll lose any and all money we've spent so far (except for the earnest money, of course). Now she'll still get her commission (eventually) without having to do any more work for us until closing (and believe me, she's not doing much). We were pretty high maintenance until we found this house.

I am this close to saying screw it, backing out of the deal and signing a new lease. I was never all that keen on buying a house anyway (too much permanence for a place that I *really* don't want to stay long in). I feel like we gave it a good try, but, it's just not meant to be.

To make matters worse, our interest rate lock expired at the end of June. We had to fork over another chunk of change (added to closing costs) in order to extend the rate for 30 more days.

If I'm still home-less by the end of July, I really *am* going to say f--- it, sign a new lease and remain blissfully home free.